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What are the Different Types of Collision Coverage?

Posted on August 31, 2015

If your car is damaged in an accident, you’ll be glad you have automotive collision insurance. Although you may have minor out-of-pocket expenses, your insurance company will likely pay a majority of the collision repair costs. An auto body repair shop in Chicago can help you file a claim with your insurance provider to minimize your costs and get your car back on the road as quickly as possible. In the meantime, here is a look at the most common types of collision coverage and how much your insurance company will based on the type of coverage you have.

Limited Collision Coverage

If you are at fault for the accident, a limited collision coverage plan will pay nothing for the cost of automotive repairs. In the event that another driver is responsible for the accident, your insurance company will pay for the cost of repairs over and above your deductible, which is the amount you must pay out of pocket before insurance coverage kicks in.

Standard Collision Coverage

For standard collision plans, it doesn’t matter whether or not you are at fault for the accident: Your insurance company will pay for the cost of repairs above and beyond the deductible. If you want to limit your out-of-pocket expenses in the future, consider a higher monthly payment and a lower policy deductible.

Broad Form Collision Coverage

For accidents in which you are found at fault, broad form insurance pays for repairs above and beyond the deductible you have chosen. However, in the event that you are not responsible for the accident or the resulting damage, broad form collision coverage will pay for 100% of the repair costs with zero deductible.

B&L Automotive can walk you through every step of the insurance claim process. We have decades of experience in Chicago and know how to efficiently work with insurance companies to get the most for our customers. If you are in need of collision repair services, call B&L Automotive at (773) 463-1622 for your free repair estimate.

How Long Does the Collision Repair Process Take?

Posted on August 24, 2015

The best answer to this question is, it depends. Your car may be in the shop for a few days or up to a few weeks depending on the type of car you drive, the extent of the collision damage, and of course the quality and skill of the collision repair technicians working on your vehicle. However, when you visit an insurance-approved collision center in Chicago you can be certain that you’ll be kept informed throughout the entire process. Here’s a quick look at different points in the process and how long it may take for you to receive your car.

Initial Damage Estimate

After you agree to the initial damage estimate and the collision repair shop receives insurance approval, the necessary parts are ordered electronically and typically delivered within one or two business days. After the parts are received you will be provided a tentative completion date.

Vehicle Disassembly and Inspection

Your vehicle is then disassembled and re-inspected for hidden and more serious damage than was initially discovered during the visual estimate. A supplemental damage amendment is made to your repair agreement and, if necessary, additional parts are ordered. You may receive an updated completion date based on the newly discovered damage and the extra time needed for parts delivery.

Structural Repairs, Paint, and Re-Assembly

The later stages of the collision repair process are typically the most time consuming, and may vary from a few days to a few weeks. You should expect to be updated following the completion of major structural and auto body repairs, after which point the only steps left are painting, re-assembly, and detailing.

When you bring your car to B&L Automotive, we guarantee to keep you informed and up-to-date regarding the status of your vehicle. We strive to deliver the very best customer satisfaction, which means our greatest measure of success if how happy we make our customers. For the best collision repairs in Chicago, call B&L Automotive at (773) 463-1622.

How Frame Straightening Works

Posted on August 18, 2015

Frame damage occurs in roughly half of all auto accidents. In the event that your car’s frame is damaged, you will need to visit a collision repair facility in Chicago that specializes in frame straightening. The process requires specialized equipment and careful training to ensure that your car’s frame is restored back to factory specifications. To straighten the frame, a damaged vehicle is driven onto a frame straightening machine and bolted down. The platform uses hydraulic pressure to very carefully pull the frame back into shape per the manufacturer’s exact specifications.

If you’ve been involved in an accident, bring your car to B&L Automotive. We are Chicago’s premier collision center, and we offer a lifetime guarantee on all collision repair services. 24-hour towing is available throughout the Chicagoland area, and we are happy to provide free written estimates. For additional information on our collision repair facility, call us at (773) 463-1622.

Benefits of Paintless Dent Repair

Posted on August 12, 2015

In the past it was common to see cars with minor dents and dings since even the slightest auto body damage required expensive repairs. Fortunately, there’s a fast and affordable alternative to conventional dent repair methods that can save you money and restore your vehicle in as little as 30 minutes. Watch this video to learn all about the benefits of paintless dent repair for minor auto body damage. You’ll also learn how paintless dent repair differs from more conventional repair methods.

B&L Automotive is your source for paintless dent repair in Chicago. Our auto body repair technicians can fix minor dings and dents without the need for additional painting or finishing. And should your vehicle require more extensive auto body repairs, our computerized paint matching system guarantees no discernable difference between the new paint and your car’s existing paint job. Call us at (773) 463-1622 to receive your free auto body repair estimate.

What Is the Right Body Shop for You?

Posted on July 20, 2015

B&L Automotive Chicago | Auto Repair

When it comes to collision repair, you will have your choice of many different body shops near Chicago. To ensure that you get the most out of your auto body services, it is essential to select an auto body shop that is fully suited to your needs. By doing your research and choosing a highly rated collision repair center, you can rest assured that your car is in expert hands. Here is a look at some factors to consider when choosing a new auto body repair shop.

Research Reviews

When you are choosing an auto body shop, it is a great idea to research reviews from members of your local community. If an auto body shop has received rave reviews from other customers, chances are that they will repair your vehicle with the best available services. Reviews can be found online, or can also come from word of mouth recommendations.

Consider Facilities

Car technology is continually evolving, and auto body shops must stay up to date on the latest materials and repair methods. When you are selecting an auto body shop, you may want to ask them about their certifications and repair facilities. A company that is committed to researching the latest auto body advancements is sure to provide you with great services.

Ask for an Estimate

To select the best auto body facility for your car, you may want to ask your potential body shop to provide you with a written estimate. This estimate will give you a better indication of the types of services that will be performed, as well as the total cost of repairs.

When you are seeking a new body shop in Chicago, look no further than B & L Automotive Repairs. Our experienced technicians offer a full range of auto body services, ranging from paint work to dent repair and more. For more information about the benefits of bringing your car to our facility, give us a call at (773) 463-1622.

Understanding the Different Types of Auto Insurance

Posted on July 13, 2015

If you are the owner of a vehicle, you are required to carry valid insurance at all times. In the event of a car collision, your auto insurance will cover the cost of collision repair. Body shops near Chicago will take many different types of insurance policies, so it is important to select a plan that covers multiple types of auto body services. Read on for a closer look at the different types of auto insurance.

Liability Insurance

Liability insurance is among the most common types of auto insurance. This type of insurance provides coverage in the event that you are at fault for an auto collision. With liability insurance, your policy will cover auto body repairs that are required for any vehicles that are involved in the incident. In addition, your liability insurance will provide full coverage for your vehicle.

Collision Insurance

In the event of a serious collision, your car may become totaled. A totaled car is a car that will cost more to repair than its total estimated value. If you total your car, you will want to make sure that you are covered by collision insurance. This type of insurance will pay you back for the value of your totaled car.

Comprehensive Insurance

For the best level of auto insurance coverage, you may want to choose a comprehensive insurance plan. This type of insurance will cover you against virtually any type of accident that may occur to your vehicle. For example, comprehensive insurance will cover collision repairs, as well as damage that is caused when your vehicle is parked.

If you have experienced a collision in the Chicago area, be sure to pay a visit to B & L Automotive. We provide the Chicago area with highly rated collision repair services, and we will get you back on the road again in no time. To make an appointment for your car today, give us a call at (773) 463-1622.

Avoiding Sun Damage to Your Car

Posted on July 7, 2015

The summer season has arrived, and now is a great time to make an appointment for car repair in Chicago. One of the most serious auto body maintenance concerns during the summer is sun damage to your car’s paint. There are several steps that you can take to protect your car from sun damage. For example, you should be sure to wash and wax your car on a routine basis. In addition, you can help reduce sun damage by parking your car in the shade whenever possible. Finally, auto paint supplies, such as protective film, can be used to create a UV protective barrier against the sun’s rays.

To set up car repair this summer, contact B & L Automotive Repair. Our auto body shop has the equipment and supplies needed to ensure that your care remains in beautiful shape, throughout the summer. Call our highly rated Chicago location at (773) 463-1622 to make an appointment for your vehicle today.

Auto Paint Matching Techniques

Posted on June 30, 2015

When you bring your vehicle in for car repair in Chicago, you may wonder how your auto body shop matches your paint to the original color. When providing you with precision auto body services, your technician will look up the paint code for your car. This code will tell the technician precisely which colors to mix to create a perfect match. To learn more about some auto paint supplies and techniques, check out this video from expertvillage.

At B & L Automotive Repair, we are proud to be a leading collision repair center in Chicago. When you bring your vehicle in to our shop for services, we will restore it to its original condition. To set up a body paint appointment for your vehicle today, be sure to call us at (773) 463-1622.

What Should You Do Immediately After a Car Collision?

Posted on June 23, 2015

A car collision can be a scary experience for any driver. If you have experienced a car collision near Chicago, your local collision repair shop will be there to restore your car back to its original condition. By trusting your repairs to a certified collision center, you can rest assured that your car is in expert hands. Before you bring your vehicle into the car repair shop, you will need to take steps to report the accident to your insurance. Read on for some steps to take if you become involved in a collision.

Remain Calm

If you experience a collision, it is highly important to remain calm and ensure that every occupant of your vehicle is safe. If it is possible, you may want to drive your vehicle to the shoulder or the side of the road. By placing your car out of traffic, you will be in a safe space to call for emergency services.

Exchange Information

When an accident involves one or more other drivers, you will need to exchange information with every driver who was in the accident. Along with exchanging insurance information, you should be sure to take down names and contact information. This information will allow you to file a claim with your insurance company.

Wait for Emergency Services

Depending on the size and nature of your accident, you may need to wait on the scene for emergency services to arrive. For example, if someone has experienced bodily harm, you should be sure to call for paramedics. In addition, you may need to have your car towed to your auto body repair shop.

At B & L Automotive Repair, our collision repair shop is fully qualified to provide you with a full range of auto body services. If you have experienced an auto accident, do not hesitate to contact us to schedule your repairs. For more information about all of the great services that we have to offer the Chicago area, call us at (773) 463-1622.

Top Tips for Preventing Rust on Your Car

Posted on June 16, 2015

Rust is more than an unsightly nuisance on the body of your car. When you neglect to schedule auto body repair in Chicago, even the smallest patch of rust can cause serious structural damage. When you avoid car dent repair or other auto body services, rust can quickly form and cause problems to the internal components of your car. To highlight the importance of car repair, here is a look at some tips for preventing rust.

Wash Regularly

One of the best ways to prevent automotive rust is to wash your car on a regular basis. When dirt, salt, and other corrosive materials are left to sit on the surface of your car’s paint, they can quickly cause rust to form. By washing and waxing your car about every two weeks, you can help to prevent rust from forming or spreading across the exterior of your vehicle.

Apply a Rust Sealant

If you live in an area that has a salty or otherwise harsh atmosphere, you may need to take further steps to prevent rust on your car. For example, you can choose to treat the exterior of your vehicle with a rust sealant product. Rust sealant creates an airtight barrier, which prevents rust from forming.

Schedule Auto Body Services

In the event that your car has been damaged or dented in a car collision, you may want to schedule auto body services right away. Even the smallest dent in your car can seriously compromise the quality and condition. Dent repair is a great step towards preventing rust.

For all of your auto body needs in the Chicago area, be sure to visit B & L Automotive Repairs. We proudly provide our customers with a complete range of auto body services, and we will get your car back on the road in no time. To set up an appointment at our highly rated repair shop, give us a call at (773) 463-1622.

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