Last updated 7 days ago
After a car collision it can be hard to deal with insurance companies and auto repair shops. But at B&L Automotive Repairs, Inc., we are ASE certified and BBB accredited to ensure your satisfaction and give you peace of mind. Read this article to make sense of your auto repair options after a car accident.
Negligence and Insurance
To collect any type of damages from another driver or his insurer, you must prove that the other driver was negligent. If the other driver is at fault, his auto insurance policy will only pay up to its limit, even if that limit does not cover all of your damage costs.
When Repairs Exceed the Value of the Car
A car insurance company is only required to pay your car’s damages up to the value of the car. If your car’s repair costs are greater than the value of your car, the insurer will declare it a total loss. In this case, the insurer will take your car and give you the fair market value for it.
Using Your Policy’s Coverage
If you have collision coverage, you may be able to be reimbursed for the collision repairs through your own policy. This is usually the best option if the other driver did not have enough insurance to cover your damages or if you were at fault in the accident.
Making a Claim
After you make a claim, an insurer will be sent out to inspect your car, or you will be asked to drive the car to an inspection station. Though the insurer may recommend a mechanic, it is oftentimes better to use a collision repair shop of your choice instead.
For more information about your auto repair options after a car accident, call B&L Automotive Repairs of Chicago at (773) 877-3448. We are an with over 35 years of experience. Visit our website for more information about our collision repair services.
Last updated 12 days ago
Bernie Schatz and Lou Stein founded B&L Automotive Repairs in 1978. Just two years later, Peter Rizzo began his career with B L. After mastering the ins and outs of the business, Peter became the owner in 1988. With his wife, Kim, and brother-in-law, Gino, Peter and his team have upheld the high standards that B&L has represented since 1978: a high level of customer service, quality body work, and outstanding value. We are so confident in what we do at B&L that all of our work comes with our Limited Lifetime Warranty. We have over 35 years of experience handling body and mechanical repairs, including painting, dent repair, maintenance, computerized diagnostics, and more.
To learn more about the B&L Automotive Repairs story, visit our website. There you can read our testimonials and learn about our car collision repair process. For more information or to speak with a friendly and knowledgeable member of our staff, please call us at (773) 877-3448.
Last updated 27 days ago
If you’ve recently been involved in a car wreck, there’s probably a lot on your mind. On top of worrying about your insurance claim and any hospital bills resulting from the accident, you’re also anxious to fix your car and get back on the road. Before you go out and take your car to any old car collision repair shop, do your research and find a reputable, insurance-approved collision repair facility that won’t cut corners to make an extra buck. Insist on Original Equipment Manufacturer (OEM) parts for your vehicle, as used parts and aftermarket parts can affect your vehicle’s performance.
For collision repair that you can trust, bring your vehicle to B&L Automotive Repairs, Inc. We offer free collision repair estimates, and all of our work is covered by our famous Lifetime Guarantee. Our technicians are certified, and we offer multiple payment options. To learn why we are one of the most trusted collision repair shops in Chicago, call us today at (773) 877-3448.
Last updated 1 month ago
Most times it’s easy to tell which driver is at fault for an auto accident, but sometimes it isn’t. To better your chances of obtaining just compensation from your auto insurance company, it’s important that you obtain as much evidence as possible immediately following an accident and before you take your car to a collision repair shop. Documentation may even help you win a lawsuit if you are injured or require additional compensation following a car wreck. To help, here are some tips for documenting car accident damage.
Write Down What You Remember
If nobody was seriously injured, take a few moments immediately after the collision and write down everything you remember pertaining to the crash. Be sure to include how fast you were going, the direction you were traveling, road conditions at the time of the accident, traffic signals, and anything else that can help you preserve accuracy should the case go to court.
Take Lots of Pictures
A picture is worth a thousand words, but it might be worth more than a thousand bucks. Insurance companies do everything in their power to minimize your settlement to cover damage sustained to you, your vehicle, and your passengers. The best way to counter their efforts to minimize your insurance settlement is with pictures. If you don’t have a camera in the car, use your smartphone or tablet. Document the damage to your car, any other vehicles involved in the collision, and important road conditions and traffic signals that may have caused the accident in the first place.
If you want to restore your car back to its original condition, bring it to B&L Automotive Repairs, Inc. We are a full-service, insurance-approved collision repair shop serving the greater Chicago area. Our car collision technicians are ASE and I-CAR Gold Class certified. Contact us online or call us at (773) 877-3448 to request your free collision repair estimate.