If your car is damaged in an accident, you’ll be glad you have automotive collision insurance. Although you may have minor out-of-pocket expenses, your insurance company will likely pay a majority of the collision repair costs. An auto body repair shop in Chicago can help you file a claim with your insurance provider to minimize your costs and get your car back on the road as quickly as possible. In the meantime, here is a look at the most common types of collision coverage and how much your insurance company will based on the type of coverage you have.
Limited Collision Coverage
If you are at fault for the accident, a limited collision coverage plan will pay nothing for the cost of automotive repairs. In the event that another driver is responsible for the accident, your insurance company will pay for the cost of repairs over and above your deductible, which is the amount you must pay out of pocket before insurance coverage kicks in.
Standard Collision Coverage
For standard collision plans, it doesn’t matter whether or not you are at fault for the accident: Your insurance company will pay for the cost of repairs above and beyond the deductible. If you want to limit your out-of-pocket expenses in the future, consider a higher monthly payment and a lower policy deductible.
Broad Form Collision Coverage
For accidents in which you are found at fault, broad form insurance pays for repairs above and beyond the deductible you have chosen. However, in the event that you are not responsible for the accident or the resulting damage, broad form collision coverage will pay for 100% of the repair costs with zero deductible.
B&L Automotive can walk you through every step of the insurance claim process. We have decades of experience in Chicago and know how to efficiently work with insurance companies to get the most for our customers. If you are in need of collision repair services, call B&L Automotive at (773) 463-1622 for your free repair estimate.
Frame damage occurs in roughly half of all auto accidents. In the event that your car’s frame is damaged, you will need to visit a collision repair facility in Chicago that specializes in frame straightening. The process requires specialized equipment and careful training to ensure that your car’s frame is restored back to factory specifications. To straighten the frame, a damaged vehicle is driven onto a frame straightening machine and bolted down. The platform uses hydraulic pressure to very carefully pull the frame back into shape per the manufacturer’s exact specifications.
If you’ve been involved in an accident, bring your car to B&L Automotive. We are Chicago’s premier collision center, and we offer a lifetime guarantee on all collision repair services. 24-hour towing is available throughout the Chicagoland area, and we are happy to provide free written estimates. For additional information on our collision repair facility, call us at (773) 463-1622.
In the past it was common to see cars with minor dents and dings since even the slightest auto body damage required expensive repairs. Fortunately, there’s a fast and affordable alternative to conventional dent repair methods that can save you money and restore your vehicle in as little as 30 minutes. Watch this video to learn all about the benefits of paintless dent repair for minor auto body damage. You’ll also learn how paintless dent repair differs from more conventional repair methods.
B&L Automotive is your source for paintless dent repair in Chicago. Our auto body repair technicians can fix minor dings and dents without the need for additional painting or finishing. And should your vehicle require more extensive auto body repairs, our computerized paint matching system guarantees no discernable difference between the new paint and your car’s existing paint job. Call us at (773) 463-1622 to receive your free auto body repair estimate.
The best answer to this question is, it depends. Your car may be in the shop for a few days or up to a few weeks depending on the type of car you drive, the extent of the collision damage, and of course the quality and skill of the collision repair technicians working on your vehicle. However, when you visit an insurance-approved collision center in Chicago you can be certain that you’ll be kept informed throughout the entire process. Here’s a quick look at different points in the process and how long it may take for you to receive your car.
Initial Damage Estimate
After you agree to the initial damage estimate and the collision repair shop receives insurance approval, the necessary parts are ordered electronically and typically delivered within one or two business days. After the parts are received you will be provided a tentative completion date.
Vehicle Disassembly and Inspection
Your vehicle is then disassembled and re-inspected for hidden and more serious damage than was initially discovered during the visual estimate. A supplemental damage amendment is made to your repair agreement and, if necessary, additional parts are ordered. You may receive an updated completion date based on the newly discovered damage and the extra time needed for parts delivery.
Structural Repairs, Paint, and Re-Assembly
The later stages of the collision repair process are typically the most time consuming, and may vary from a few days to a few weeks. You should expect to be updated following the completion of major structural and auto body repairs, after which point the only steps left are painting, re-assembly, and detailing.
When you bring your car to B&L Automotive, we guarantee to keep you informed and up-to-date regarding the status of your vehicle. We strive to deliver the very best customer satisfaction, which means our greatest measure of success if how happy we make our customers. For the best collision repairs in Chicago, call B&L Automotive at (773) 463-1622.