If you’re in a collision, it can be tempting to delay auto body repairs, especially if the damage seems minor or cosmetic. The idea of going to an auto body shop and leaving your car to be repaired can seem inconvenient, costly, and time-consuming. However, ignoring damages can lead to even bigger problems that take more time and money to fix. If your car needs repairs and you’re thinking of postponing the work, a look at these risks may make you reconsider.
A scape on your bumper or paint job may seem minor. It is easy to assume that the problem is purely cosmetic and that it will be fine until you get around to fixing it. However, when paint is scraped off your car, so is the protective coating on top of the paint that protects the metal frame of your car. Even a small point of exposure can allow moisture to seep in and rust to develop. When rust builds, it can spread to other parts of the car, weakening the structure. Repairs typically aren’t possible on rust, so your car may become undrivable in the future or you may be unable to sell it when it is time for a new car.
It doesn’t take a serious collision to cause damage to your car’s frame. Even a minor accident at a low speed can trigger a misalignment that can make your car difficult to control. Misalignments can also make your tires wear unevenly, which can cause a blowout. When you get your car repaired promptly, the auto body shop can determine if your frame was bent during the accident and can perform frame straightening repairs to restore your car to normal.
Future Collision Damage
Bumpers are designed to absorb shocks during an accident. When you ignore even minor bumper damage, your car becomes more vulnerable to future accidents. With a defective bumper, if you have an accident, the damage could be more severe and the risk of accidents greater.
Repairs don’t have to be inconvenient when you choose B&L Automotive Repairs, Inc. Our team will ensure that the entire process is simple and easy for you. You can find out more about the services at our auto body shop in Chicago by calling (773) 463-1622.
If you are in an accident, you will likely need to file an insurance claim for repairs. This process will differ depending on whether your own insurance is paying for the damage or if another driver was at fault and his or her insurance is covering the claim. Keep in mind that no insurance company can tell you which auto body shop you have to use. Although insurance companies may have preferred repair providers, the ultimate choice about who fixes your car is up to you. Here is what you need to know about the process of filing a claim.
Contact Your Insurance Company
When an incident happens, contact your insurance company as soon as possible. This is the start of the process of filing a claim. You should call your own insurance company even if another driver’s policy is paying for your repairs. Your insurance company will take the information you have about the other driver and work with that insurance company to facilitate your claims process. When you contact your insurance company, they will provide you with a claim number that will be attached to your case throughout the repair process. Keep this number handy, as you will need to supply it to the auto repair shop.
Get an Estimate
Take your car to a repair shop for an estimate. They can provide estimated repair costs to you and your insurance company and then schedule your car for repairs, as necessary. At this stage, the auto body shop can use your claim number to call the insurance company on your behalf. The payment for your repairs can be handled between your insurance company and the repair shop.
Pay Your Deductible
Before your insurance company pays on your claim, you will need to pay your deductible. The repair shop will collect this from you on behalf of the insurance company. When the deductible is paid and repairs have been completed and paid for, your claim will be closed.
B&L Automotive Repairs, Inc. is experienced in working with insurance companies to facilitate claims for auto repairs for our Chicago customers. Bring your car by the shop for an estimate or call (773) 463-1622 for more information.
After an accident, the process of arranging for collision repairs can be confusing, but taking things step by step will help to ensure that you get quality service as quickly as possible. The first step, after calling your insurance company, is typically to get an estimate. An estimate for collision repairs will give you an idea of the amount of damage you have and how much your repairs will cost.
An estimate usually can be done quickly. At B&L Automotive, we perform estimates between 8 a.m. and 5 p.m. daily without an appointment. The process usually takes about 10 or 15 minutes. After that time, you will know how much damage was done to your car and have an idea of whether repairs will cost more or less than your deductible.
B&L Automotive Repairs Inc. is committed to making the collision repair process in Chicago as simple as possible. Our team will walk you through the entire experience, from estimate to delivery of your repaired car, and we can work with your insurance company on your behalf. Whether you need minor car bumper repairs or extensive auto body work, call (773) 463-1622.
Car accidents are always a risk when you’re on the road, but there are things you can do as a driver to reduce the chances that you’ll experience one. Stay out of the car repair shop and protect yourself and your passengers with the tips in this video.
Increasing your following distance can significantly reduce the chances of an accident. Many cars in need of bumper repair ended up with damage after someone was following too closely. Reducing speed can also minimize your risk of experiencing an accident.
If a collision does occur, B&L Automotive Repairs, Inc. is here to get you back on the road fast, with reliable collision repairs and car dent removals. Call our auto body shop in Chicago today at (773) 463-1622.