Is a Car Totaled If the Frame Is Damaged?
It’s common for frame damage to occur during an accident. One of the reasons that it is important to take your car to an experienced auto body shop for repairs is so frame damage does not go unnoticed, even if it is minor. Fixing frame damage can prevent significant issues in the future for your car, long after your insurance coverage for your accident repairs has been paid out. However, when people hear frame damage, they often get scared that it means that their car is totaled. Is your car really a write-off if the frame is damaged?
Frame damage alone doesn’t mean your car is totaled. The severity of the frame damage is the fact that makes the most difference. Insurance companies use a specific formula for deciding when cars are totaled that broadly weighs the cost of car repairs versus the value of the car. If repairs are going to cost more than the value of the car, no matter what the type of damage is, then the car is totaled. If your insurance company wants to pay for frame damage repairs, make sure you select a reputable auto body shop to do the job.
You can bring your car to B&L Automotive Repairs for reliable car collision services. For more information about auto body repairs in Chicago, call (773) 463-1622.